A minor car accident or road debris can chip or crack your windshield. … However, you can have your windshield repaired or replaced for free in Florida. There is a statute in Florida that prevents car insurance companies from applying a deductible to windshield repairs or replacements.
Does Florida offer free windshield replacement?
Windshield Replacement
If you live in Florida and you have full coverage auto insurance and/or comprehensive coverage on your auto insurance policy, you qualify to have your windshield replaced for free!
How many times can you get your windshield replaced for free in Florida?
There’s no limit to how many replacements you get.
You ARE NOT limited to “one free windshield per year” as many people think. You are entitled to coverage and replacement WHENEVER you have damage no matter how often it occurs.
Who pays for windshield replacement in Florida?
In Florida car insurance companies must cover the costs of windshield repair by law (FL Statutes, Sec. 627.7288). If you have bare minimum auto insurance then you will have to pay for repairs or replacement yourself. If you have a comprehensive car insurance policy your insurer must pay for any windshield or repair.
How much does it cost to replace a windshield in Florida?
How much does it cost to replace a windshield in the state of Florida? No matter the vehicle size, fully replacing a windshield will likely cost anywhere from $167.80 to $1646.34 in Florida, which takes into account the full spectrum of values we have in our database for all Florida quotes.
Does insurance cover cracked windshield in Florida?
Broken glass is generally handled under your Comprehensive Physical Damage Coverage, which is usually subject to a deductible. However, in Florida, all drivers who have Comprehensive Coverage are not responsible to pay any deductible in order to pay for services to repair damages to their vehicle’s windshield.
Is it illegal to drive with a cracked windshield?
To ensure the safety of everyone on the roads, it is illegal to drive with shattered glass or glass that has sharp edges exposed. Drivers cannot operate vehicles if the windshield has any crack or discoloration that obstructs or interferes with their ability to see clearly.
Do windshield claims count against you in Florida?
Under Florida law, windshield replacement claims cost nothing out of pocket for insured drivers, making it a lucrative opportunity for those looking to cheat insurance companies.
Should I use my insurance to fix my windshield?
If you need a new windshield and want your insurance to help ease your pane, your rates shouldn’t take a hit – if you have coverage. “That’s a comprehensive claim and it won’t cause your rates to increase,” says Anne Marie Thomas, senior manager of partner relationships for rate-comparison site Insurance Hotline.
How much does a windshield cost?
On average, a windshield replacement can run anywhere from $200 to $400. The cost for your windshield replacement is determined not only by the type of auto glass company you hire for the job but also where your car is fixed.
Is Safelite overpriced?
Cost of Safelite
If your service is not covered by insurance, you’ll be glad to know that Safelite is still an affordable choice. The price of services for your own vehicle may be higher or lower, though, because there are many other factors that influence auto glass repairs and replacements.