Do you get a courtesy car if your car breaks down?

As long as you have comprehensive car insurance, you will likely get a courtesy car whether the accident was your fault or the fault of another driver. Most insurance companies believe that, regardless of blame, you should still have access to a vehicle to get you around while yours is being repaired.

Do they have to give you a courtesy car?

There is no legal or Code obligation on any accredited business to give you a courtesy car. Bear in mind that there may be a charge for the courtesy car, to cover the costs of insurance or fuel. …

Should a garage give you a courtesy car?

It might be. If you’re getting repairs carried out on your car, then your garage could provide a courtesy car. However, you won’t necessarily be covered under their insurance policy, so you may need to temporarily add it to your own policy for the duration of repairs.

Do insurance companies give courtesy cars?

A courtesy car is a vehicle provided by a garage, repair shop or your insurance company that you can use while your car is being repaired after an accident. Many car insurance policies offer cover to get a courtesy car as standard, but for some you will have to pay to for it as an extra feature.

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Is a courtesy car free?

A courtesy car is a car provided free of charge, usually by the repairer or dealership and is likely to be what is available at the time.

How quickly can I get a courtesy car?

As soon as the garage technicians have decided that the car is unsafe to drive, a courtesy car will generally be provided the next working day, so you don’t have to worry about getting around without a functioning car.

What happens if you crash a courtesy car?

What happens if I have an accident in my courtesy car? The good news is that a courtesy car is likely to have the same level of accident cover as your existing policy. That means if you have an accident in the replacement vehicle, you should only have to pay your excess.

Do BMW give you a courtesy car?

Genuine BMW Approved parts only. Retail customers only. Courtesy Car Guarantee – In the scenario that no courtesy car is available, we will be able to offer you a lift, taxi or pick-up/drop-off of your vehicle. Speak to a member of the team to find out more.

Will AA give me a courtesy car?

If you buy direct with us, we’ll give you a courtesy car for up to 21 days if yours has been stolen or written off. Repairs Most standard policies include the clause that to qualify for a courtesy car, yours needs to be repaired at a garage approved by your insurer.

Does your insurance go up if someone hits you?

When you are the at-fault driver in an accident, Car Insurance Comparison reports that you can expect about a 49 percent premium increase. In this situation, you may be able to save by shopping around for a policy with a different insurer. Most claims remain on your driving record for about three to five years.

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What documents do I need for a courtesy car?

The Courtesy Car form you use should contain a statement that confirms the customer has had the controls demonstrated to them.

Courtesy Car Form

  • the customer’s name,
  • date of birth,
  • permanent address and address at the time of hire (if different), and.
  • full particulars of their driving license.