There is a statute in Florida that prevents car insurance companies from applying a deductible to windshield repairs or replacements. … Driving your car with a damaged windshield can result in personal injury or wrongful death. If your windshield is damaged in a car accident or by road debris get it replaced for free.
Does Florida offer free windshield replacement?
Windshield Replacement
If you live in Florida and you have full coverage auto insurance and/or comprehensive coverage on your auto insurance policy, you qualify to have your windshield replaced for free!
How much is a windshield replacement deductible?
Most deductibles for comprehensive claims range from $50 to as high as $2,000. We’ve found that: If your deductible is over $1,000, it is unlikely your windshield damage costs would exceed that amount or you’d get a check from your insurer.
How many times can you get your windshield replaced for free in Florida?
There’s no limit to how many replacements you get.
You ARE NOT limited to “one free windshield per year” as many people think. You are entitled to coverage and replacement WHENEVER you have damage no matter how often it occurs.
Is it illegal in Florida to drive with a cracked windshield?
Florida laws do not mention cracked or damaged windshields. … In case your damaged windshield interferes with the operation of wipers, you can get cited. Federal regulations state that any cracks or chips smaller than ¾-inch in diameter are permitted, as long as they are not located within 3″ of another crack.
How much does it cost to replace a windshield in Florida?
How much does it cost to replace a windshield in the state of Florida? No matter the vehicle size, fully replacing a windshield will likely cost anywhere from $167.80 to $1646.34 in Florida, which takes into account the full spectrum of values we have in our database for all Florida quotes.
Does filing a windshield claim increase insurance?
Will my insurance premium increase because of windshield claim? … You should not see your premium increase because of a claim used to replace a cracked windshield. However, high frequency of windshield claims may be taken into consideration by insurance companies as one of the factors in determining future premium.
Should I use my insurance to fix my windshield?
If you need a new windshield and want your insurance to help ease your pane, your rates shouldn’t take a hit – if you have coverage. “That’s a comprehensive claim and it won’t cause your rates to increase,” says Anne Marie Thomas, senior manager of partner relationships for rate-comparison site Insurance Hotline.
What is $500 deductible with $0 glass deductible?
If you live in one of these states, that means that you might not pay anything out-of-pocket to have your windshield replaced. For example, in a zero deductible state, if your insurance deductible is $500 and you file a claim for a windshield replacement that will only cost $300, you might not have to pay anything.
What is the windshield law in Florida?
The Florida windshield replacement law (also known as Florida auto glass replacement law) is a statute that waives windshield repairs. So, if your windshield needs repairs or replacement, your auto insurance provider is prohibited from applying a deductible. The windshield repair, or replacement is done for free.
Is it illegal to drive with a cracked windshield?
To ensure the safety of everyone on the roads, it is illegal to drive with shattered glass or glass that has sharp edges exposed. Drivers cannot operate vehicles if the windshield has any crack or discoloration that obstructs or interferes with their ability to see clearly.
Do I have to pay deductible for windshield replacement?
Although repairs to the windshield are free, windshield replacements are not and will require policyholders to pay their deductible in most states. Glass damage from a car accident is paid under different coverage.
Does insurance cover cracked windshield in Florida?
Broken glass is generally handled under your Comprehensive Physical Damage Coverage, which is usually subject to a deductible. However, in Florida, all drivers who have Comprehensive Coverage are not responsible to pay any deductible in order to pay for services to repair damages to their vehicle’s windshield.